Resolving Your Complaint: Code of Conduct for the Credit and Debit Card Industry in Canada

We are pleased to affirm our commitment to the Code of Conduct for the Credit and Debit Card Industry in Canada (Code of Conduct), including the enhancements to the Code of Conduct introduced by the Minister of Finance on April 13, 2015.

We support the transparency and choice the Code of Conduct provides to merchants across Canada, have established a process for handling Code of Conduct compliance concerns, and will manage any complaint pertaining to the Code of Conduct efficiently, professionally, and respectfully.

If you believe we are not complying with a particular element of the Code of Conduct, please submit your complaint.

Filing a Complaint

The Financial Consumer Agency of Canada

Filing a Complaint

You may file a formal Code of Conduct complaint through the following channels:

Online: email us at payments@workstand.com with a thorough description of your complaint

Telephone: Call us toll-free 24 hours a day, 7 days a week at 303-527-0676

Or Write to:
Director of Operations
SmartEtailing
280 E 1st Avenue #1533
Broomfield, Colorado 80038
United States

The Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada (FCAC) supervises Payment Card Network Operators to determine whether they are in compliance with the provisions of the Payment Card Networks Act and the elements of the Code of Conduct for Credit and Debit Card Industry in Canada. It also educates consumers and monitors industry Codes of Conduct and public commitments designed to protect consumer interests.

Please visit the Financial Consumer Agency of Canada’s website for more information on merchant rights under the Code of Conduct for the Credit and Debit Card Industry in Canada.

Nothing restricts you from directly filing a complaint with the FCAC to investigate non-compliance with the Code of Conduct. However, the FCAC is not a dispute-resolution agency for consumers in their individual dealings with Payment Card Networks or acquirers.

The FCAC can be reached via:

Telephone: 1.866.461.3222
Email: info@fcac-acfc.gc.ca

Mail:

Financial Consumer Agency of Canada
6th Floor, Enterprise Building
427 Laurier Ave. West
Ottawa, ON K1R 1B9

Please note that the information being submitted may be shared with your Payment Card Network, acquirer, processor or financial institution in order to assist us in answering your concerns.